WhatsApp + Mobile Money

Your invoices get paid.
By themselves.

Machinal sends every invoice on WhatsApp, matches each Mobile Money payment on its own, chases late payers politely in their language, and reports your cash every morning.

Payments matched even without a referenceReminders in Kinyarwanda, French & EnglishMoney lands on your own MoMo account
Watch it work.
Works with

How it works

From invoice to cash,
hands off.

Four steps run on their own. You only step in when a payment truly needs a human eye.

01

Invoice

Created in 60 seconds, or imported from your Excel in one go.

02

WhatsApp

Sent to your client with a payment reference, in their language.

03

Mobile Money

Paid by MoMo straight to your own merchant account. No middleman.

04

Matched

Each payment finds its invoice, even with the wrong reference. Late payers get polite, escalating reminders.

And every morning at 8:00: your cash report, on WhatsApp.

Pilot program

What we measure with our pilots.

Pilot program running in Kigali. Full named case studies will replace these figures as pilots conclude.

School · KigaliPilot

93%

of payments matched automatically

412 invoices per term, 3 languages

Wholesaler · KigaliPilot

11 h

of manual follow-up saved weekly

Reminders sent at day 3, 7 and 14

Clinic · KigaliPilot

-38%

overdue balance after 60 days

Escalation up to the manager, automatic stop on payment

Pricing

Two doors. One engine.

Machinal bills in USD. Local equivalents are indicative.

Pro

Launch price

$7/mo

≈ 10,000 RWF · + one-time activation $100–300

  • Guided onboarding in 1 to 5 days
  • Your existing client base imported for you
  • WhatsApp templates approved in 3 languages
  • Unlimited invoices, reminders and matching
  • Daily cash report on WhatsApp
  • A human who answers, fast
Start with a free diagnostic

Solo

Opening soon

From $5/mo

≈ 7,000 RWF

  • Sign up and send your first invoice in 10 minutes
  • Same matching engine, same reminders
  • No setup fee, cancel anytime
Join the waiting list

Our commitments

The risk stays on our side.

Fixed price, upfront

The price is agreed before any commitment. No surprises on the invoice. Ever.

Live in 7 days

Your first invoices go out within a week of the diagnostic, or we adjust the price.

Measurable in 30 days

Matching rate, hours saved, cash recovered: numbers on the table after the first month.

Your 20 minutes are free.
Your lost hours aren't.

From diagnostic to first result in 7 days. Fixed price, agreed upfront.